Equipment Finance
Fuel your growth with the right equipment finance partner
At Heritage Finance, we know the right equipment is essential for scaling operations, increasing productivity, and staying competitive. That’s why we offer tailored finance solutions to support Australian businesses across all industries.
Whether you’re upgrading machinery, replacing aging assets, or expanding into new markets, we help you secure the equipment you need without compromising cash flow.
What we finance
We support a wide range of industries and can assist with financing both new and used equipment, whether sourced through a dealer or private sale.
Construction Equipment
We finance a wide range of heavy machinery essential to the construction industry, including:
- Excavators
- Bulldozers
- Cranes
Whether you’re purchasing new or used equipment, we tailor funding solutions to keep your projects moving and your cash flow strong.
Agricultural Machinery
We support primary producers with funding for essential farm equipment. Whether it’s new or used, we help you stay productive season after season.
- Tractors
- Harvesters
- Irrigation systems
Manufacturing Equipment
We finance precision tools and heavy machinery that power production. Get the capital you need to upgrade, scale, or automate operations.
- CNC machines
- Assembly lines
- Industrial robotics
Transport & Logistics Vehicles
From long-haul to local fleets, we offer flexible finance solutions for vehicles that keep goods and people moving.
- Prime movers and trailers
- Coaches and buses
- Light commercial vehicles
Medical Equipment
Upgrade or expand your clinic or practice with access to specialised healthcare equipment finance.
- MRI machines
- Diagnostic imaging tools
- Surgical instruments
Flexible Finance Structures
No two businesses are alike — that’s why we offer a range of finance structures, including:
- Chattel Mortgages (Loans) – Own the asset from day one, with potential tax benefits
- Finance Leases – Use the equipment without upfront capital
- Operating Leases – Off-balance sheet financing for flexibility and minimal commitment
- Lines of Credit – Pre-approved facilities for ongoing equipment purchases
We’ll help you choose the right structure based on your cash flow, asset usage, and tax strategy.
Why work with Heritage Finance?
- Access to multiple lenders, not just one bank
- Solutions tailored to business size and sector
- Experience across complex and large-scale asset purchases
- Fast approvals and minimal paperwork
Let’s talk
If you’re planning an equipment purchase or exploring options, let’s start a conversation. No pressure and no assumptions—just clear advice on what’s possible and how to make it work for your business.
Start a conversation with us today.
Contact us or leave a few details and we’ll get in touch.