Equipment Finance
Fuel your growth with the right equipment finance partner
At Heritage Finance, we understand that the right equipment can be the key to scaling your operations, improving productivity, and gaining a competitive edge. That’s why we offer tailored equipment finance solutions designed to support Australian businesses across industries.
Whether you’re upgrading machinery, replacing aging assets, or expanding into new markets — we’re here to help you get the equipment you need without compromising cash flow.
What we finance
We work with a wide range of industries and can assist with new or used equipment, whether purchased through dealers or private sale. Common asset categories include:
Construction Equipment
- Excavators
- Bulldozers
- Cranes
Agricultural Machinery
- Tractors
- Harvesters
- Irrigation systems
Manufacturing Equipment
- CNC machines
- Assembly lines
- Industrial robotics
Transport & Logistics Vehicles
- Prime movers and trailers
- Coaches and buses
- Light commercial vehicles
Medical Equipment
- MRI machines
- Diagnostic imaging tools
- Surgical instruments
Flexible Finance Structures
No two businesses are alike — that’s why we offer a range of finance structures, including:
- Chattel Mortgages (Loans) – Own the asset from day one, with potential tax benefits
- Finance Leases – Use the equipment without upfront capital
- Operating Leases – Off-balance sheet financing for flexibility and minimal commitment
- Lines of Credit – Pre-approved facilities for ongoing equipment purchases
We’ll help you choose the right structure based on your cash flow, asset usage, and tax strategy.
Why work with Heritage Finance?
- Access to multiple lenders, not just one bank
- Solutions tailored to business size and sector
- Experience across complex and large-scale asset purchases
- Fast approvals and minimal paperwork
Let’s talk
If you’re planning an equipment purchase or exploring options, let’s have a conversation. No pressure, no assumptions — just clear guidance on what’s possible and how to make it work for your business.
Start a conversation with us today. Contact us or leave a few details and we’ll get in touch.