Equipment Finance

Fuel your growth with the right equipment finance partner

At Heritage Finance, we understand that the right equipment can be the key to scaling your operations, improving productivity, and gaining a competitive edge. That’s why we offer tailored equipment finance solutions designed to support Australian businesses across industries.

Whether you’re upgrading machinery, replacing aging assets, or expanding into new markets — we’re here to help you get the equipment you need without compromising cash flow.

What we finance

We work with a wide range of industries and can assist with new or used equipment, whether purchased through dealers or private sale. Common asset categories include:

Construction Equipment

Agricultural Machinery

Manufacturing Equipment

Transport & Logistics Vehicles

Medical Equipment

Flexible Finance Structures

No two businesses are alike — that’s why we offer a range of finance structures, including:

  • Chattel Mortgages (Loans) – Own the asset from day one, with potential tax benefits

  • Finance Leases – Use the equipment without upfront capital

  • Operating Leases – Off-balance sheet financing for flexibility and minimal commitment

  • Lines of Credit – Pre-approved facilities for ongoing equipment purchases

We’ll help you choose the right structure based on your cash flow, asset usage, and tax strategy.

Why work with Heritage Finance?

  • Access to multiple lenders, not just one bank

  • Solutions tailored to business size and sector

  • Experience across complex and large-scale asset purchases

  • Fast approvals and minimal paperwork

Let’s talk

If you’re planning an equipment purchase or exploring options, let’s have a conversation. No pressure, no assumptions — just clear guidance on what’s possible and how to make it work for your business.

Start a conversation with us today. Contact us or leave a few details and we’ll get in touch.

Contact us