Tailored Lending for Exceptional Lives
Finance strategies to suit your lifestyle, long-term vision, and personal goals.
SERVICES
Heritage Finances
Helping SMEs secure equipment, vehicles, and business funding through tailored financial strategies.
Heritage Corporate
Guiding businesses through mergers, acquisitions, and strategic growth with expert financial advisory.
Heritage Residential
Supporting homeowners and investors with personalised home loan and property finance solutions.
Expert Lending for the Financially Sophisticated
We work with high-income professionals, seasoned investors, and growing families who require more than off-the-shelf finance. Our lending strategies are built around your full picture—income, assets, timelines, and goals.
Insight-Driven, Relationship-Led
Heritage Residential does not sell loans. We advise on lending strategies that make sense for your situation. Whether you’re building your first home or buying your fifth investment property, we work with you to protect your position and maximise your opportunity.
About Us
Our Story
With over 20 years of lending experience, our team combines personal insight with strategic knowledge. We’ve helped hundreds of Australians structure their debt, grow their portfolio, and secure property with confidence.
Our Values
We don’t just build buildings — we create lasting value and reliable spaces where life and work can thrive.
Tailored Lending
Every solution is built around your needs.
Strategic Insight
Experience meets real-time market intelligence.
Client Alignment
We grow with your ambitions in mind.
Have questions? We’re happy to help!
Not sure where to start or what your borrowing capacity is? We’ll help you assess your options clearly and simply. Book a time or get in touch with our team.
Frequently Asked Questions
What services do you offer?
We provide tailored lending solutions across three key areas: business and asset finance, corporate advisory and M&A, and residential and investment property loans. Each division is built to serve the unique needs of clients at different stages of their financial journey.
How is Heritage different from a traditional bank?
Unlike banks, we are a brokerage that works across a wide panel of lenders. That means we can compare options, negotiate on your behalf, and structure finance that suits you not just what fits a standard policy.
Do you only work with large businesses or high-net-worth individuals?
No. We work with a wide range of clients – from first-time property buyers and family-run businesses to established corporations and experienced investors. Our approach is flexible and always client-first.
What lenders do you work with?
We’re accredited with all major banks as well as a wide network of non-bank and specialist lenders. This allows us to offer more choice and competitive terms for both commercial and residential clients.
Can you help if I’ve already been declined by a bank?
Yes. Many of our clients come to us after being turned down elsewhere. We specialise in complex scenarios and can often find solutions through alternative lenders or smarter structuring.
Where are you based, and do you work with interstate clients?
We have offices in Melbourne and Brisbane, but we work with clients all across Australia. Many of our consultations are done over the phone or via video, and we regularly travel for key projects.
Testimonials
The team at [Agency Name] transformed our outdated website into a modern, user-friendly platform that has received rave reviews from our clients. Their attention to detail and commitment to excellence made the process seamless and stress-free.
The team at [Agency Name] transformed our outdated website into a modern, user-friendly platform that has received rave reviews from our clients. Their attention to detail and commitment to excellence made the process seamless and stress-free.
The team at [Agency Name] transformed our outdated website into a modern, user-friendly platform that has received rave reviews from our clients. Their attention to detail and commitment to excellence made the process seamless and stress-free.
The team at [Agency Name] transformed our outdated website into a modern, user-friendly platform that has received rave reviews from our clients. Their attention to detail and commitment to excellence made the process seamless and stress-free.